Expert Inheritance Tax Planning Adviser
If you’re confused about inheritance tax, or you’d like to learn more about getting your affairs in order, our specialist service is here to help.
IHT Planning is best dealt with holistically, taking into account all of your finances and goals
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We have the expertise to help clients navigate the complexities of inheritance tax. Start planning today…
Flexible Reversionary Trust
Save 40% IHT after 7y
Money is invested
Optional access capital each year
Keep control over money and eventual beneficiary(ies)
Trust set up is semi-complicated
Investment amount usually limited to Nil Rate Band
Must survive for 7y
Discounted Gift Trust
Potential Immediate IHT discount
Further IHT saving (up to full 40%) after 7y
Money remains invested
Keep control over money and eventual beneficiary(ies)
Will provide regular payments with deferred tax
Trust set up is semi-complicated
Investment amount usually limited to Nil Rate Band
Income amount is not adjustable
Must survive for 7y on non-discounted portion
Loan Trust
Limits growth in IHT liability
Retain full access to initial investment
Any growth is outside of your taxable estate
Keep control over money and eventual beneficiary(ies)
Money is invested according to risk
Loan repayments as lump sums or regular payments
Doesn't reduce current IHT liability
Whole of life
Immediately effective
Retain full access and control over your assets
Very straight forward
Can be expensive, depending on lifespan
Requires spare expendible income
Business Relief Investment
Exempt from IHT after 2y
Optional income taxed as capital
Retain full access to assets
Can utilise existing ISAs
Risk discussion required
Underlying investments selected by investment manager
Providing professional, precise advice for our clients and their future
We specialise in assisting clients to mitigate inheritance tax legally and without touching the grey areas of tax avoidance and evasion. We have been offering this service for many years and we are more than experienced to help you in your decision-making process.
Inheritance Tax itself sounds daunting, however, we are here to ease the process for you.
The benefits of our service
Inheritance tax planning can help you to enjoy peace of mind that your future is secure and that your children and any other beneficiaries won’t be faced with a minefield when you pass. Our advisors have the best knowledge and experience to identify effective solutions and make savings.
Why choose us?
It can be a very complex and convoluted matter, but with our team in your corner, you will have nothing to worry about.