Terms & Conditions

1. Copyright
1.1 Unless otherwise stated, we own the copyright and any other rights in all material on this site. 1.2 Subject to Clause 5 below you may print and download extracts from this site on the following conditions: 1.2.1 The documents and related graphics on this site are for personal use only; any copies of these pages that you save to disk or to any other storage medium may only be used for subsequent personal viewing purposes and to print extracts for personal use; 1.2.2 No documents or related graphics on this site are to be modified in any way; 1.2.3 Graphics on this site are not to be used separately from the accompanying text; and 1.2.4 Our copyright notice (i.e. © Ripley Wales Financial Planning ) must appear in all copies. 1.3 Subject to Clause 5 below you must not reproduce or store any part of this site in any other website or include it in any public or private electronic retrieval system or service, without our prior written permission. 1.4 Any rights not expressly granted in these terms are reserved.

2. Service Access
2.1 While we try to ensure that this site is normally available 24 hours a day, we will not be liable if, for any reason, the site is unavailable for any period of time. 2.2 Access to this site may be suspended temporarily or permanently and without notice.

3. Disclaimer
3.1 We try to ensure that the information on this site is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept any liability for error or omission. 3.2 We are not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material. 3.3 Part of this site contains material sent to us by third parties. These third parties are responsible for ensuring that the material they submit to us complies with national and relevant foreign law. We are not responsible for any error, omission or inaccuracy in the material. We reserve the right to omit, suspend or edit any material submitted. 3.4 Ripley Wales Financial Planning has no control over the content of this material which has been provided via an RSS feed and therefore we cannot accept any responsibility for any inaccuracies or omissions which it may contain. Any opinions expressed in it should not be taken as having been endorsed by us. Content is subject to terms and conditions of use of each of the RSS providers. 3.5 The materials on this site do not constitute financial or other professional advice. You should consult your professional adviser if you require financial advice. 3.6 This website offers links to other sites – they enable you to leave the Ripley Wales Financial Planning site. We do not control the linked sites and we are not responsible for the content of any linked site or any link in a linked site, or any changes or updates to such sites. We are not responsible for webcasting or any other form of transmission received from any linked site. We provide these links to you only as a convenience, and the inclusion of any link does not imply our endorsement of the site.

4. General
4.1 By accessing any part of this site, you will be deemed to have accepted these terms in full. 4.2 These terms are governed by and interpreted in line with English Law.